(January 13, 2020, 9:34 AM EST) -- SAN JOSE, Calif. — A California appeals panel on Dec. 27 affirmed a lower court’s dismissal of a lawsuit alleging that a loan servicer violated California’s unfair competition law (UCL) and Homeowners Bill of Rights (HBOR), finding that the plaintiffs cannot establish a UCL claim by borrowing statutory violations from both HBOR and the federal Home Affordable Modification Program (HAMP) (Jeffrey E. Finsand, et al. v. Nationstar Mortgage, LLC, et al., No. H045052, Calif. App., 6th Dist., 2019 Cal. App. Unpub. LEXIS 8628)....