Class Suit Claims PHH Mortgage ‘Final Letters’ Misrepresent Terms For Late Payments

(May 15, 2024, 9:21 AM EDT) -- ALBANY, N.Y. — A New York homeowner has filed a consumer protection class action complaint in a New York federal court against PHH Mortgage Corp. and PHH Mortgage Services, alleging that the mortgage service company violates the Fair Debt Collection Practices Act (FDCPA) by sending “final letters” to borrowers to “scare and intimidate” them into paying off late mortgage payments sooner than allowed by law....

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