Mealey's Emerging Insurance Disputes

  • November 13, 2026

    Wisconsin Panel Reverses Ruling In Insured’s Favor In Well Damage Coverage Suit

    WAUKESHA, Wis. — A Wisconsin appeals panel reversed a lower court’s ruling in favor of an insured in its lawsuit seeking coverage for no less than the $2,355,278.40 that it spent to remediate damage to neighborhood wells caused by its quarry operations, holding that there is no coverage owed because the insured materially breached the commercial general liability insurance policy.

  • November 13, 2026

    Illinois Panel Affirms Dismissal Of Coverage Suit Arising From Wrongful Death

    CHICAGO — An Illinois appeals panel on Nov. 12 affirmed a lower court’s dismissal of an insurer’s lawsuit disputing coverage for an underlying wrongful death and negligence action arising from the death of an elderly assisted-living facility resident, holding that a letter the decedent’s estate sent to the insureds before filing the underlying lawsuit was a timely “claim” under the policy.

  • November 12, 2026

    Insurer Liable To Assignee Under Stowers Doctrine, 5th Circuit Affirms

    NEW ORLEANS — The Fifth Circuit U.S. Court of Appeals on Nov. 11 affirmed a lower federal court’s grant of summary judgment in favor of an assignee on his Stowers claim against an employment practices liability insurer, holding that the policy covered the assignee’s underlying breach of contract claim against the insured and the insurer is therefore liable to the assignee under the Stowers doctrine.

  • November 11, 2026

    Federal Judge: No Umbrella Coverage Owed For Wrongful Death Suit

    WEST PALM BEACH, Fla. — A federal judge in Florida adopted a magistrate’s report recommending that the court grant an umbrella insurer’s motion for judgment on the pleadings in an assignee’s declaratory judgment lawsuit seeking coverage for a $4,158,772.53 consent judgment following the settlement of a wrongful death lawsuit, holding that the umbrella policy does not provide coverage for the wrongful death claim.

  • November 11, 2026

    Excess Insurer Owes Coverage For Scholastic’s Settlement With Vanderbilt University

    NEW YORK — The Second Circuit U.S. Court of Appeals affirmed a lower court’s summary judgment ruling in favor of Scholastic Inc. in its lawsuit seeking excess professional liability coverage for the remaining portion of a settlement amount reached with Vanderbilt University in an underlying trademark infringement and breach of contract action, holding that coverage was triggered because the underlying settlement was caused by the insured’s rendering of its professional services.

  • November 10, 2026

    Georgia High Court Accepts Certified Question In Opioid Coverage Dispute

    ATLANTA — In a coverage dispute over claims that an insured’s failure to monitor for, investigate, report and stop suspicious orders of opioids contributed to the crisis, the Georgia Supreme Court accepted a reframed certified question from the 11th Circuit U.S. Court of Appeals to decide whether damages asserted in 26 underlying lawsuits constitute damages “because of bodily injury” as set forth in commercial general liability and umbrella insurance policies and interpreted by Georgia law.

  • November 10, 2026

    Insured Seeks Businessowners Coverage For Moringa Leaf Powder Injury Suits

    BOSTON — A insured sued its businessowners insurer in a Massachusetts federal court alleging breach of contract and seeking a declaratory judgment that the insurer has a duty to defend and indemnify it for several underlying bodily injury lawsuits arising from products containing the ingredient moringa leaf powder that was imported, held and/or distributed by the insured.

  • November 10, 2026

    Judge Grants Insurer’s Motion To Dismiss Itself From Appeal In D&O Coverage Suit

    BALTIMORE — A federal judge in Maryland granted one insurer’s motion to dismiss itself from a group of insurers’ appeal challenging the court’s denial of their request for prejudgment interest after the Fourth Circuit U.S. Court of Appeals ruled in their favor in their lawsuit challenging directors and officers liability coverage for federal investigations, shareholder demand letters and a securities class action against Under Armour Inc.

  • November 09, 2026

    Magistrate Judge: Insured Didn’t Disclose Prior Assault On CGL Policy Application

    SACRAMENTO, Calif. — A federal magistrate judge in California granted in part a commercial general liability insurer’s motion for summary judgment in its lawsuit seeking rescission of the policy and a declaration that it has no duty to indemnify its insured against an underlying lawsuit arising from an assault at a nightclub, holding that the insured’s failure to disclose an assault that occurred less than two months before it applied for the insurance policy renders the policy null and void ab initio and relieves the insurer of its coverage duties.

  • November 06, 2026

    Employment Practices Insurer Had No Duty To Appoint Independent Counsel, Panel Says

    PASADENA, Calif. — The Ninth Circuit U.S. Court of Appeals affirmed a district court’s dismissal of an insured’s breach of contract and bad faith claims, agreeing with the lower court that the employment practices insurer was not required to provide independent counsel under the terms of the policy.

  • November 04, 2026

    Walmart Opposes Insurers’ Petitions For Rehearing In Opioid Coverage Dispute

    LITTLE ROCK, Ark. — Walmart Inc. challenged primary and excess insurers’ petitions seeking rehearing of an Arkansas appellate court’s ruling that affirmed partial summary judgment in its favor in its lawsuit seeking a declaration that the insurers have a duty to defend thousands of underlying actions alleging that it contributed to the opioid crisis by selling and dispensing opioid medications, arguing that the appeals court correctly held that the gravamen of the opioid litigation is not based on its intentional malfeasance but on its failure to put proper controls in place to find and report opioid orders that were suspicious.

  • November 04, 2026

    Insurer Defends Motion For Voluntary Dismissal Without Prejudice

    EAST ST. LOUIS, Ill. — A lawyers professional liability insurer filed a reply brief in support of its motion for voluntary dismissal without prejudice of its declaratory judgment lawsuit disputing coverage for an underlying legal malpractice claim brought against its attorney insured, asserting that none of the insured’s “wild or unsubstantiated theories” in his response in opposition justifies a denial of its motion.

  • November 04, 2026

    Judge: Agent Was Fraudulently Joined In Cyber Liability Suit Over Ransomware Attack

    TULSA, Okla. — A federal judge in Oklahoma denied an insured’s motion to remand its cyber liability coverage lawsuit against an insurer and insurance agent arising from its $334,388.13 loss caused by a ransomware attack, dismissing the agent as fraudulently joined.

  • November 04, 2026

    Mediation Unsuccessful In Coverage Dispute Arising From Management Agreement

    MIAMI — A mediator notified a Florida federal court that a commercial insurer and its insured were unable to resolve the insurer’s lawsuit seeking a declaratory judgment that the policy’s contractual liability exclusion barred coverage for an underlying action brought by a company to which the insured rented event space under a management agreement.

  • November 04, 2026

    Guess, Insurer Seek To Dismiss Suit Seeking Coverage Under Foreign Policies

    LOS ANGELES —  Guess? Inc. and its insurer filed a stipulation asking a California federal court to dismiss Guess’ lawsuit seeking coverage under foreign insurance policies for five underlying actions following mediation where the parties agreed to a settlement in principle.

  • October 26, 2026

    COMMENTARY: Insuring The ‘Intangible’: Reputation Risk Meets The Captive

    By Jim Bulkowski and Dr. Nir Kossovsky

  • November 03, 2026

    9th Circuit Panel Affirms 2 Challenged Travel Insurance Class Settlements

    SAN FRANCISCO — A California man who is an attorney and who separately objected to the settlement agreements reached in two separate travel insurance cases failed to show any abuse of discretion in either case, including when it came to incentive awards for the class representatives, a Ninth Circuit U.S. Court of Appeals panel majority ruled in two memorandums issued the same day.

  • November 02, 2026

    Prompted By Insurer’s Notice, Judge Dismisses Coverage Suit Over Titan Implosion

    SEATTLE — One day after an insurer filed a notice to dismiss its lawsuit seeking a declaration that it has no duty to defend or indemnify its insured in an underlying negligence and wrongful death lawsuit arising from the implosion of the commercial submersible Titan on June 18, 2023, that killed five people, a Washington federal judge dismissed the action without prejudice.

  • October 28, 2026

    Insurers Ask Arkansas Court To Rehear Coverage Suit Arising From Opioid Epidemic

    LITTLE ROCK, Ark. — Primary and excess insurers petitioned for an Arkansas appellate court to rehear its ruling affirming partial summary judgment in favor of Walmart Inc. in its lawsuit seeking a declaration that the insurers have a duty to defend thousands of underlying actions alleging that it contributed to the opioid crisis by selling and dispensing opioid medications.

  • October 27, 2026

    Insured Appeals Ruling In Insurers’ Favor In Ghost Guns Coverage Dispute

    NEW YORK — An insured on Oct. 26 filed a notice appealing a New York federal judge’s ruling that granted insurers’ motion for partial summary judgment in a declaratory judgment lawsuit disputing coverage for underlying claims that the insured violated federal, state and local laws when it deliberately sold and shipped ghost gun parts and kits to New York.

  • October 27, 2026

    Federal Judge Denies Senior Care Liability Insurer’s Motion For Reconsideration

    SEATTLE — A federal judge in Washington denied a senior care liability insurer’s motion to reconsider the court’s denial of cross-motions for partial summary judgment on an assignee’s breach of contract counterclaim in the insurer’s lawsuit seeking a declaration that it has no further duty to defend or indemnify its insured against an underlying negligence and abuse action that resulted in a $4.2 million settlement, holding that the motion failed to satisfy Local Civil Rule 7(h)(1).

  • October 23, 2026

    Apartment Owner, Manager Appeal No-Coverage Ruling For $17M Negligence Verdict

    GAINESVILLE, Fla. — An apartment owner insured and the apartment’s property manager filed notices indicating they are appealing a Florida federal judge’s summary judgment ruling that a commercial excess liability insurance policy’s fire exclusion relieves the insurer of its duty to defend against an underlying negligence lawsuit, as well as its duty to indemnify a $17 million jury verdict reached in the underlying action.

  • October 22, 2026

    D&O Insurers Ask 4th Circuit To Reverse Denial Of Prejudgment Interest

    RICHMOND, Va. — Directors and officers liability insurers argue that the Fourth Circuit U.S. Court of Appeals should reverse a lower court’s denial of their request for prejudgment interest after it previously ruled in their favor in their lawsuit challenging coverage for underlying securities investigations, shareholder demand letters and a securities class action against Under Armour Inc., arguing that they are entitled to prejudgment interest as a matter of right pursuant to Maryland law.

  • October 21, 2026

    Insurer Has Duty To Defend Negligent Supervision Claim, Minnesota Panel Affirms

    ST. PAUL, Minn. — A Minnesota appeals court affirmed a lower court’s ruling that an insurer has a duty to defend its insured against an underlying negligent supervision claim arising from an altercation between two of the insured’s employees, concluding that it is at least arguable that the negligent supervision claim satisfied the insurance policy’s requirement that the bodily injury must both arise out of and be in the course of the employee’s employment with the insured.

  • October 21, 2026

    Insurer Moves For Voluntary Dismissal Of Professional Liability Coverage Dispute

    EAST ST. LOUIS, Ill. — A lawyers professional liability insurer moved for voluntary dismissal without prejudice of its declaratory judgment lawsuit disputing coverage for an underlying legal malpractice claim brought against its attorney insured.