Expert Analysis

Key Insurance Coverage Considerations For AI Data Centers

The burgeoning artificial intelligence industry has sparked a surge in data center projects — a trend likely to be... (more story)

Class Actions At The Circuit Courts: September Lessons

In this month's review of class action appeals, Mitchell Engel at Shook Hardy discusses seven decisions pertaining... (more story)

5 Key Steps To Prepare For Oral Arguments

Whether presenting oral arguments before the U.S. Supreme Court or a local county judge, effective preparation inc... (more story)

Property More

Liberty Mutual Unit Avoids Rental Coverage Suit

A Massachusetts federal court on Friday tossed claims against Liberty Mutual Insurance Co. in a proposed class action over premature termination of rental car coverage, saying the insurer was not party to the ... (more story)

State Farm Says Furnace's Maker Must Pay For Fire Damage

Carrier Global Corp. owes State Farm more than $500,000 paid in connection with a policyholder's house fire because the fire was caused by a defective Carrier Global furnace, the insurer says in a suit removed... (more story)

Insurance Litigation Week In Review

The Delaware Supreme Court refused to take up a midcase appeal in Mattel's suit over coverage for unsafe sleeper claims, the Eighth Circuit affirmed an apartment complex's $27 million award against Travelers a... (more story)

Chinese Insurers Leading Race To Cover Renewable Energy

The global renewable insurance market grew from $5.65 billion in 2020 to $8 billion in 2024, with insurers from China underwriting most premiums in recent years, analysis from a campaign group shows.

Insurers Win Arbitration Of Nursing Home Coverage Fight

A Louisiana federal judge has ordered the holder of a mortgage on a New Orleans nursing home to arbitrate hurricane damage claims against a group of insurers, saying the company was bound to an underlying arbi... (more story)

5th Circ. Asks How Many Policies Really Exist In Arb. Appeal

Hearing separate appeals over a group of eight domestic insurers' bid to arbitrate hurricane damage claims from two Louisiana policyholders, a Fifth Circuit panel wrestled Wednesday with whether those policyho... (more story)

Insurance Firm Adds Texas Office As Claim Denials Spike

Your Insurance Attorney announced Wednesday that it has opened a new office in Houston, noting that the property and casualty insurance firm's expansion comes as the state faces worsening hurricane seasons and... (more story)

Maryland High Court Ruling Clarifies Claim Assignment

In its recent opinion in Featherfall Restoration, the Maryland Supreme Court reemphasized a policyholder's ability to assign a claim despite the presence of general liability policy language requiring an insur... (more story)

2nd Circ. Affirms Arizona Iced Tea's Audit Expense Coverage

Hanover Insurance Co. must cover the maker of Arizona Iced Tea for additional audit expenses from a power surge that erased years of financial data, the Second Circuit determined Tuesday, finding that delays a... (more story)

Progressive Owes No Coverage For Truck Transport Mishap

A Progressive Insurance unit has no duty to defend or indemnify a transportation company facing an injury lawsuit alleging that a disabled truck rolled into oncoming interstate traffic while a worker was loadi... (more story)

General Liability More

Crate & Barrel's Insurer Owes Primary Coverage In Injury Suit

Crate & Barrel's insurer has the primary duty to defend and indemnify a company that subleased a commercial space to the retailer and the owner of the Lower Manhattan property in an underlying personal injury ... (more story)

London Insurers Owe Full Coverage Limits To NY Archdiocese

Certain underwriters at Lloyd's of London and other London market insurers must pay their full applicable policy limits under policies issued to the Archdiocese of New York, a state court ruled Monday in the a... (more story)

Phone Dealer, Freight Co. Settle Suit Over Stolen Shipment

PCS Wireless LLC and RXO Capacity Solutions LLC have reached a settlement in the cellphone dealer's lawsuit over a stolen shipment and a contentious discovery dispute, according to a joint notice filed in a No... (more story)

Texas Couple Fights Firm's Sanctions Bid In Crash Data Suit

A Houston couple who accused a law firm and a since-dismissed Progressive unit of conspiring to share car crash victims' private information told a Texas federal court that their suit is "neither frivolous, un... (more story)

Insurer Refuses Farm Co. Coverage In $2.7M Land Dispute

A Hawaiian farm company isn't owed coverage for a $2.7 million lawsuit alleging it engaged in a conspiracy to sell a lot that one of the company's members had reserved to a company managed by a separate member... (more story)

Pollution Exclusion Bars Coverage For HOA Stormwater Suit

An insurer has no duty to defend or indemnify a homeowners association against claims that its stormwater drainage system caused flooding and damage to nearby properties, a Georgia federal court ruled, saying ... (more story)

Care Facility Not Covered In Patient Death Suits, Insurer Says

An insurer said it has no duty to defend or indemnify a long-term nursing care facility in four wrongful death suits, telling an Illinois federal court that general liability and professional liability coverag... (more story)

Del. Justices Say Mattel Sleeper Suit Not Ripe For Review

The Delaware Supreme Court has declined to step in and review a pretrial order in an insurance dispute in which Mattel Inc. and Fisher-Price Inc. seek coverage of settlements in suits over infant injuries, say... (more story)

NY Ruling Eases Admission Of Medical Record Evidence

A New York appellate court’s recent ruling in Pillco v. 160 Dikeman clarifies the standard for evaluating accident-related entries from medical records, likely making it easier to admit these statements into e... (more story)

Insurer Says No Coverage For Parking Garage Death Suit

An insurer said it has no duty to defend or indemnify a parking garage designer accused of improperly designing a facility at a New Jersey university after a man jumped from an upper level and died, telling a ... (more story)

Specialty Lines More

Court Tosses Benefits Co.'s Atty Fee Claim Against Insurer

An Illinois federal court on Monday threw out a benefits administration company's counterclaim for attorney fees under a state statute relating to "vexatious and unreasonable" conduct by insurers, finding that... (more story)

Life Insurer Accused Of Policy Rescission Scheme

A life insurer violated Arkansas law by broadly denying policy benefits to residents for reasons causally unrelated to a given policy owner's death, a woman told a federal court, saying the state Legislature e... (more story)

Investment Co. Founder's Life Insurance Award Dropped To $1

The Fourth Circuit affirmed Wednesday that a jury did not have sufficient evidence to conclude that historian and investment firm founder Malcolm Wiener suffered $16 million in damages over a canceled life ins... (more story)

Insurer Escapes Duty To Cover Lab's Suit Over COVID Tests

Continental Casualty Co. is not obligated to cover a Pennsylvania laboratory in an underlying lawsuit brought by a COVID-19 test manufacturer that accuses the lab of neglecting its responsibilities and falsely... (more story)

Nationwide Unit Needn't Cover Restaurateur In Fraud Disputes

The former co-manager of a defunct Colorado restaurant venture cannot get coverage for a suit alleging he defrauded a lender and a separate bankruptcy proceeding, a New York federal court ruled, finding a Nati... (more story)

8th Circ.'s 'Erie Guess' Affirms Apt. Co.'s $27M Insurance Win

A partially split Eighth Circuit panel affirmed an apartment complex's $27 million jury award against Travelers Insurance, holding that an expert's testimony about the presence of carcinogenetic soot is suffic... (more story)

Team Says Insurer Owes $5.5M Over MLB Negotiations Deal

An Oregon baseball team called the Salem-Keizer Volcanoes told a New Hampshire federal court that an insurer for the association behind Minor League Baseball must cover its $5.5 million judgment against MiLB o... (more story)

Rhodium Founders Defend D&O Coverage Request In Ch. 11

Founders of cryptocurrency mining firm Rhodium are defending their request for leave to pursue payouts from the company's directors and officers insurance policy, saying an ad hoc group's protests fell flat si... (more story)

Insurance Litigation Week In Review

The Fourth Circuit erased class certification in a lawsuit challenging Progressive's coverage of totaled vehicles, the First Circuit said an insurer had no defense obligations over an eviction scheme alleged a... (more story)

Clause Not Unconscionable In Jet Damage Row, 9th Circ. Says

A "limitation of liability" provision that an aircraft services company used in a "landing card" agreement for arriving aircraft wasn't unconscionable under Nevada law, the Ninth Circuit ruled, siding against ... (more story)