Expert Analysis

Notable Contributions From 250 Years Of US Insurance Law

Although insurance was not invented or perfected in the U.S., America's 250th birthday serves as an appropriate oc... (more story)

The Hidden Settlement Problem In Complex Securities Cases

The Second Circuit's recent decision in Knapp v. Barclays is a reminder that in securities cases with complex corp... (more story)

3rd Circ. Decision Sheds Light On BIPA Bank Exemption

The Third Circuit's recent decision in McGoveran v. Amazon illuminates how courts are extending the Illinois Biome... (more story)

Property More

11th Circ. Challenges Exclusion In Arson Death Dispute

An Eleventh Circuit panel appeared skeptical of a property insurer's argument that an exclusion for a failure to maintain an apartment complex freed it from defending the owner in a wrongful death suit stemming from arson.

Nation's 250th Birthday Highlights Insurance Coverage Needs

The summertime joys of Independence Day — parades, cookouts, fireworks — typically come with plenty of injuries and property damage from crowds, burns and day drinking.

Retail Center, AIG Unit Settle Suit Over Foundation Damage

A real estate management company has settled its suit accusing an AIG unit of failing to cover property damage at a retail complex in Calabasas, California, according to a federal court filing.

A Calif. Law May Aid Homeowner Recovery After LA Fires

Reconstruction bottlenecks following the January 2025 Los Angeles wildfires mean that certain homeowners insurance gaps are only now emerging, and for counsel aiding policyholders in recovery, a regulation reg... (more story)

Insurance Litigation Week In Review

The Connecticut Supreme Court ruled for a fertility doctor. Hartford unit doesn't owe $4 million in coverage for phishing scam losses. A coverage call for injuries suffered in a crash after a party at a policy... (more story)

Insurance Brokerage CEO Weighs In On Emerging Iran Deal

Oscar Seikaly, the CEO and chairman of NSI Insurance Group, tells Law360 that coverage risks still abound in the Strait of Hormuz despite an initial agreement between the U.S. and Iran.

Pharma Co. Says Machine Breakdown Triggered Coverage

A pharmaceutical company said its insurers improperly denied coverage to fix an eye dropper bottle filling machine, arguing the machine's breakdown caused extensive interruption to business activities that wou... (more story)

Insurance Litigation Week In Review

The Texas Supreme Court agreed to hear Exxon's $25 million coverage dispute for a fatal explosion settlement. The Eleventh Circuit seeks state guidance on opioid coverage litigation. An insurer can't intervene... (more story)

The Banking Issue Hiding In Justices' Freight Broker Ruling

While the U.S. Supreme Court’s recent liability preemption ruling in Montgomery v. Caribe Transport was front-page news for the transportation industry, the banking industry seems to have missed that the decis... (more story)

Insurance Ruling Extends NY Bad Faith To 3rd-Party Coverage

In Renergy v. Mt. Hawley Insurance, a New York federal court recently granted a policyholder leave to amend its complaint to clarify a bad faith claims handling cause of action, confirming, after nearly 20 yea... (more story)

General Liability More

Costco Says Chubb Unit Owes Defense For Warehouse Injury

Costco accused a Chubb unit of wrongfully refusing to defend the big-box retailer in an underlying bodily injury lawsuit, arguing that the carrier owes the retailer a full defense because it was listed as an a... (more story)

6th Circ. Says Insurers Needn't Cover Malpractice Suit

A woman's legal malpractice claim against a Michigan law firm that represented her in a medical malpractice action is excluded under the firm's professional liability policies, the Sixth Circuit ruled, affirmi... (more story)

No Coverage For Bank's $240M Overdraft Deal, Insurers Say

A group of insurers doesn't owe coverage to Truist Bank for a $240 million settlement of a consumer class action stemming from its predecessor's overdraft charges, the carriers told a North Carolina federal co... (more story)

LendingTree Says Broker Cost It Coverage In $90M IP Suit

LendingTree told a North Carolina federal court that insurance broker Marsh USA botched the handling of a copyright infringement claim brought by a stock photo provider, which has caused the company to lose ou... (more story)

Red Bull Not Covered In Promotion Injury Suit, Court Told

Red Bull isn't entitled to coverage for fraud claims brought by a Pittsburgh TV reporter who was injured while participating in a promotional event staged by the energy drink company, a capital provider for a ... (more story)

Ruling In Data Center Row Bolsters Broad Defense Duties

A Hartford unit's inability to escape defending a contractor against a defamation lawsuit related to a data center construction project marks an important win for policyholders. Shawn Shaffie and Bruce Smyth o... (more story)

How Reserve Studies Fit Into Condo Association Compliance

In the five years since the Surfside condominium collapse and as states like New Jersey establish related safety mandates, reserve planning has emerged as a central compliance concern for community association... (more story)

Insurer Waited Too Long To Void Policies Over Alleged Fraud

An insurer's bid to revoke policies issued to a defunct employee leasing agency due to misrepresentations in its insurance applications is time-barred under New York law, a federal court ruled, finding that th... (more story)

4th Circ. Says Allied Need Not Cover 'Beer Olympics' Injury

A man who claims that he was paralyzed in an auto crash caused by alcohol provided to guests at a "Beer Olympics" party cannot recover from the host homeowners' insurance provider, the Fourth Circuit ruled on ... (more story)

Lowe's $10M Coverage Clash With Chubb Unit Heads To Trial

A federal jury will decide whether a Chubb unit was wrong to refuse to pay $10 million as part of a wrongful death settlement following a fatal crash involving a Lowe's employee after a North Carolina judge Mo... (more story)

Specialty Lines More

Geico, Drivers Seek Final OK Of Deal Over Injury Coverage

Geico and a class of hundreds of drivers asked a Washington federal court Tuesday to approve a settlement in a dispute over whether the insurer improperly withheld drivers' personal injury protection coverage ... (more story)

Insurer Says Firm, Atty Not Covered For Malpractice Claim

A Georgia law firm and attorney are not entitled to coverage for a legal malpractice claim brought by a former client who said their handling of an underlying lawsuit resulted in a nearly $600,000 default judg... (more story)

Chiropractor Hidden Camera Suits Not Covered, Insurer Says

An insurer has said it does not owe coverage to an Illinois chiropractor in lawsuits from patients claiming they were among nearly 200 who were secretly recorded while undressed at the chiropractor's office, s... (more story)

Brief Iran Sanctions Pause Will Most Benefit Non-US Cos.

Due to its short duration, the Office of Foreign Assets Control’s recently issued general license easing Iran sanctions will mostly benefit companies with preexisting commercial relationships involving Iranian... (more story)

Delta Dental Says Wash. Antitrust Suit Echoes Faulty Claims

Delta Dental of Washington said Tuesday an Evergreen State dentist targeting the dental insurer in a proposed antitrust class action has excluded its national affiliates from the case to "escape from a federal... (more story)

Insurer Says No Coverage For Home Care Co. In Abuse Suits

A Liberty Mutual unit told a Pennsylvania federal court that it owes no coverage to a home care service provider in litigation over the abuse and death of a patient by a caregiver who was convicted of neglect ... (more story)

FDIC Is Sole Owner Of SVB's $73M Fraud Coverage Claim

The Federal Deposit Insurance Corp., as receiver for Silicon Valley Bank after its collapse in 2023, is the sole owner of the bank's claim for coverage of a $73 million fraudulent scheme and is entitled to rec... (more story)

Insurer Says Late Notice Bars Wrongful Death Suit Coverage

An insurer for a New Jersey facility for people with disabilities told a federal court Monday that it does not owe coverage in an underlying wrongful death suit because the group home did not inform the insure... (more story)

Grocery Chain Says Aon Put $40M In Opioid Coverage At Risk

Supermarket chain Giant Eagle on Wednesday hit insurance brokerage firm Aon with claims in Pennsylvania federal court that it jeopardized $40 million in coverage allegedly owed to the chain for settlement and ... (more story)

$8.8M Deal In State Farm 'Diminished Value' Suit Gets 1st OK

A Washington federal court granted preliminary approval of an $8.8 million settlement to resolve a class action claiming that State Farm failed to adequately pay for the diminished value of vehicles under its ... (more story)