Expert Analysis

How Copa América Reshaped Crowd Security Risk Planning

Two years after crowds overwhelmed security at the Copa América Final in Florida, the host stadium's updated pract... (more story)

3 Ways Policyholders Can Challenge AI Claims Handling

As artificial intelligence tools become increasingly embedded in insurance claims handling, policyholders in cover... (more story)

California FAIR Plan Is Outgrowing Last-Resort Role

With a recent rate increase, a litigation win and pending legislation to reshape operations, the California FAIR P... (more story)

Property More

8th Circ. Partially Revives Iowa Adjuster Law Challenge

The Eighth Circuit has revived a residential contractor's claim that its First Amendment rights were violated when the Iowa Insurance Division issued warning notices pursuant to the state's public adjuster law... (more story)

State Farm Attys Admit Filing Motions Full Of AI Hallucinations

A law firm representing State Farm has admitted that its pretrial motions contained citations to nonexistent cases and legal quotes, errors that were seemingly "hallucinations" generated by AI software designe... (more story)

Insurance Litigation Week In Review

New Jersey justices clarified a statute mandating equal uninsured and underinsured motorist coverage. A doctor is covered for stalking claims. And what is commonly known as a bump-up exclusion barred coverage ... (more story)

Carrier Growth Comes At Insureds' Expense, Report Shows

A first-of-its kind report shows a strong insurance market and rising profits. At their same time, premiums have headed up across every U.S. region since 2018.

NC Biz Court Bulletin: Judges Retire, HCA Suit Heads To Trial

The North Carolina Business Court dropped a host of heavy-hitting opinions in July ahead of two judicial retirements and a new chief judge rising in the ranks.

Newrez Pays $15.5M Over Force-Placed Insurance Charges

Rithm Capital-owned mortgage servicer Newrez LLC will pay $15.5 million to resolve allegations that force-placed insurance charges were erroneously levied against customers, following a multistate mortgage loa... (more story)

Insurer Says Property Owner's Hail Claim Lacks Proof

An insurer says a property owner's request that a Tennessee federal court declare that its building was damaged in a "significant weather event" improperly asks the court to rule on competing expert opinions o... (more story)

Bridal Shop's Fire Coverage Suit Should Be Axed, Judge Says

A state court finding that insurers needn't cover a contractor in an underlying suit over fire damage to a bridal shop bars the shop from pursuing coverage from the carriers for a $38 million judgment against ... (more story)

How Policyholders Can Press For Narrower AI Exclusions

As artificial intelligence exclusions proliferate across policy types, renewing policyholders should seek to narrow exclusionary language by presenting their insurers with a corporate AI-use register identifyi... (more story)

Spokane Fires Deepen Coverage Issues For Wash. Residents

Fires destroying hundreds of properties in Spokane, Washington, could become one of the biggest insured loss events in the state's history.

General Liability More

Law Firm Says Insurer Burned Limits On Thin Defense

A Texas law firm facing multiple barratry lawsuits fought for its case alleging its insurer improperly cut off defense funding for the underlying suits, telling a federal court the insurer burned through the p... (more story)

Lindberg Carriers Urge NC Panel To Affirm $467M Judgment

Several insurance companies asked a North Carolina state appeals court to affirm a $467 million fraud damages award granted by a trial court against convicted insurance magnate Greg Lindberg and his private in... (more story)

11th Circ. Says Insurer's Appeal Is Moot After Settlement

The Eleventh Circuit has dismissed Mt. Hawley Insurance Co.'s appeal of a ruling requiring it to defend a subcontractor in a wrongful death lawsuit, saying the settlement of the underlying suit in a Florida st... (more story)

Objectors Sink $148M Lincoln National Class Deal At 2nd Circ.

A Connecticut federal judge should not have certified a policyholder class that secured a $147.5 million cost-of-insurance settlement with Lincoln National and a Cigna unit, the Second Circuit held on Tuesday,... (more story)

Apparel Co. Loses Coverage Bid For Adidas Trademark Suit

An insurer does not have to defend a fashion company in its latest bout in a long-running trademark infringement dispute with Adidas, a California federal judge has ruled, saying the claims fell under a prior ... (more story)

4th Circ. Says Late Notice Bars $5.1M Fatal Crash Coverage

The Fourth Circuit said an insurer owes no defense or coverage for a $5.1 million default judgment against a truck driver in a wrongful death case, finding the insurer wasn't timely notified of the underlying ... (more story)

Rising Star: BakerHostetler's Kevin Zimmerman

Kevin Zimmerman of BakerHostetler successfully argued to the Fifth Circuit to reverse class certification for drivers suing United Services Automobile Association, and persuaded the Tenth Circuit to reject a n... (more story)

Lowe's, Chubb Unit Reach Deal To End $90M Settlement Fight

Lowe's has settled a dispute seeking coverage from a Chubb unit toward an underlying $90 million wrongful death settlement involving an employee of the home improvement giant, according to a notice filed days ... (more story)

Insurer Refuses To Cover Software Co. In Wiretap Suits

An excess insurer told a California federal court it owed no part of a $5 million policy for suits claiming a software company unlawfully tracked customers' web activity, while the software company told an Ill... (more story)

Insurers Nab Partial Win In $3.7M Whistleblower Murder Row

An AIG unit and an excess insurer won a partial victory in their bid to seek a $3.7 million coverage reimbursement from a tree services company for two civil suits tied to claims of whistleblower retaliation t... (more story)

Specialty Lines More

Gallagher Must Face Suit Over Tech Loan Coverage Losses

A New York federal judge refused to dismiss an insurer's claims alleging Arthur J. Gallagher & Co. entities gave misleadingly positive information about the finances of tech companies participating in a lendin... (more story)

Taxation With Representation: Miller Thomson, Bennett Jones

In this week's Taxation With Representation, GO Residential Real Estate Investment Trust and a consortium of buyers acquire H&R Real Estate Investment Trust, insurance exchange Accelerant goes private in a dea... (more story)

Paul Hastings, Goodwin Steering $4B Accelerant Take-Private

Insurance exchange Accelerant said on Thursday it has agreed to be acquired by private equity firm Thoma Bravo in an all-cash deal that will take the company private at a more than $4 billion valuation, with P... (more story)

1st Circ. Backs Insurer In Pregnancy Bias Judgment Coverage

An insurer does not have to pay a tech company's $300,000 judgment in an employment action alleging a worker experienced discrimination and retaliation during her pregnancy, the First Circuit said Tuesday, rul... (more story)

Cash Advance Co. Loses Coverage Bid For $1B NYAG Row

Merchant capital advance provider Yellowstone Capital LLC has lost its bid for coverage of costs incurred in a $1 billion settlement with the New York attorney general over claims that it gouged small business... (more story)

Insurer Must Cover Financial Services Co.'s Arbitration

An excess insurer owes up to $5 million in coverage for a financial service company's arbitration over allegations workers misappropriated their previous employer's trade secrets, the Delaware Superior Court s... (more story)

Insurer Must Defend Education Fund In Termination Dispute

An insurer must defend and indemnify a plumbers' union-backed education fund accused of retaliating against a member who claimed he was wrongfully terminated after submitting a request for paternity leave, a N... (more story)

Insurer Says Prior Claims Weren't Known, Must Be Defended

A professional liability insurer urged a California federal court to find that an excess insurer can't rely on a policy exclusion barring coverage for claims brought before the policy's start date to get off t... (more story)

NJ Justices Say Employee UIM Needn't Match Liability Cap

In answering two certified questions from the Third Circuit, the New Jersey Supreme Court on Thursday said a worker injured while driving a company vehicle is not entitled to his employer's full general liabil... (more story)

Calif. Justices Let Excess Coverage Suits Start Early

Policyholder experts say a recent California ruling on bad faith claims against excess insurers before lower policy limits are exhausted will bring efficiencies to coverage disputes.