General Liability

  • September 18, 2026

    Fla. Panel Upholds $1.19M Auto Crash Verdict Against Insurer

    A Florida state appellate court on Friday issued a split opinion upholding a $1.19 million noneconomic damages verdict for a woman injured by an uninsured motorist, but reversed a $230,000 award for future medical expenses after finding most of that amount was based on speculation. 

  • September 18, 2026

    Bungled Injury Settlement Cost Insurer $3.7M, NC Suit Says

    An insurer says a third-party claims administrator owes $3.7 million for an underlying personal injury settlement after the administrator allegedly failed to tender a settlement offer in time that would have been within the insured's policy limits.

  • September 18, 2026

    Hartford Unit Must Defend Tax Lien Cos. In 'Eviction' Row

    An Illinois federal judge said a Hartford unit must defend tax lien purchasing companies from class actions alleging the companies profited from an unconstitutional tax sale process, rejecting the insurer's arguments that the underlying property owners did not allege they were wrongfully evicted.

  • September 18, 2026

    Disease Exclusion Doesn't Apply To Listeria Injury Claims

    A Nationwide unit cannot rely on a communicable disease exclusion to avoid covering a meat producer in underlying actions over alleged exposure to listeria-contaminated food, an Oregon federal court ruled, saying the exclusion is susceptible to more than one interpretation.

  • September 17, 2026

    Nationwide Says Hyperbaric Chamber Death Not Covered

    Nationwide Insurance told a Michigan federal judge that it has no obligation to defend or cover the Oxford Hyperbaric Oxygen Therapy Center and its staff after a 5-year-old boy died there during hyperbaric oxygen therapy, and it urged the court to grant summary judgment relieving it of any duty to defend the policyholders or cover financial liability in the underlying lawsuit.

  • September 17, 2026

    Insurer Off The Hook For $5M E-Cig Wholesaler Fire Coverage

    An Illinois federal judge handed a complete win to an insurer on its counterclaim that an electronic cigarette product wholesaler isn't owed nearly $5 million in coverage for a warehouse fire because it misrepresented important facts about its business when seeking coverage.

  • September 17, 2026

    Growing Share Of Fla. Premiums Going To Reinsurance Costs

    Insurance companies are using an increasing share of Floridians' homeowners premiums to pay for reinsurance meant to offset their liabilities following a major disaster, according to research from the Brookings Institution.

  • September 17, 2026

    NAIC Expands Insurer AI Evaluation Pilot To Machine Learning

    The National Association of Insurance Commissioners is broadening the scope of a pilot program for evaluating insurer use of artificial intelligence, amid growing concerns about the technology from the AI industry itself.

  • September 17, 2026

    8th Circ. Well Explosion Case Offers Lesson On Notice

    Law360 Insurance Authority talks to Paul E. Traynor of the University of North Dakota School of Law about a reversal in a well explosion coverage dispute, ambiguity in policy contracts, and policy exceptions in North Dakota law.

  • September 17, 2026

    Insurance Litigation Week In Review

    Insurers needn't defend a telecom company accused of funding terrorist attacks, a behavioral health organization isn't entitled to coverage for a wrongful death settlement, and a reality television exclusion bars coverage for the producers of "My 600-lb Life." Law360 has the week's top insurance news.

  • September 17, 2026

    Ill. Judge Won't Say Insurer Must Cover Fatal Crash Deal

    An Illinois federal judge on Wednesday refused to declare that an insurer must indemnify a trucking company in a settlement over a fatal crash, saying additional information is needed to resolve questions about whether the at-fault driver was an employee of the insured trucking company.

  • September 16, 2026

    State Farm Plans Calif. Return For Fire-Hardened Homes

    More than three years after announcing it would no longer sell new homeowners insurance policies in California, State Farm has filed plans to begin writing new policies for Golden State homeowners who have made their properties more resilient to wildfire, according to news releases issued Wednesday.

  • September 16, 2026

    Footwear Co. Not Covered In Email Class Fight, Insurers Say

    Three Nationwide units said they owe no coverage to a footwear company accused of violating Washington state law by sending misleading email advertisements, telling a Washington federal court that coverage is barred by an exclusion for the distribution of material in violation of law.

  • September 15, 2026

    Insurers Can't Nix $195M Opioid Coverage Bid, Trustee Says

    Chubb, Liberty Mutual and Lloyd's of London units and other insurers can't get off the hook for covering the remainder of third-party payor opioid lawsuits against Endo International, a representative for a trust of the bankrupt pharmaceutical company told a Pennsylvania federal court.

  • September 15, 2026

    Data Center Suits, Arbitrations Have Tripled In Last 5 Years

    Major lawsuits and arbitrations against data centers across the world have tripled since 2021, with disputes largely focused on zoning and environmental issues, according to a Tuesday report by global insurance group Howden.

  • September 14, 2026

    5th Circ. Frees Ericsson Insurers In Terrorism Funding Row

    The Fifth Circuit found that multiple insurers have no duty to defend Ericsson Inc. against claims the company funded foreign terrorist organizations, saying that the suit brought by two groups of American victims of terrorist attacks alleged the company committed grave harm.

  • September 14, 2026

    5th Circ. Won't Hear 'My 600-lb Life' Reality Show Dispute

    A split Fifth Circuit refused to entertain legal questions about whether "My 600-lb Life" counts as reality television in a dispute over coverage for underlying suits brought by the show's participants, saying in a published opinion Monday that the show's producers forfeited the argument on appeal.

  • September 14, 2026

    9th Circ. Says Hyundai, Kia Parent Cos. Can't Slip Theft MDL

    The Ninth Circuit on Monday found that a district court wrongly dismissed insurers' claims against the Korea-based parent companies of Kia and Hyundai alleging their vehicles were susceptible to theft, saying the lower court must conduct further analysis to determine if it can exercise personal jurisdiction over them.

  • September 14, 2026

    State Farm Attorney Sanctioned $999.99 For AI Hallucinations

    An attorney for State Farm who filed several motions citing nonexistent cases and fabricated quotes generated by AI software must pay a $999.99 sanction, a Los Angeles judge ruled, an amount one cent below the threshold that would have triggered a mandatory notice to the State Bar of California under state law.

  • September 14, 2026

    1st Circ. Backs Travelers In RI State Worker's UIM Benefits Bid

    A Travelers unit doesn't owe underinsured motorist coverage to a Rhode Island state employee who was injured in a car crash during the scope of her employment, the First Circuit said, refusing to depart from the Rhode Island Supreme Court's recent response to a pair of certified questions.

  • September 11, 2026

    Zurich Needn't Cover Auto Dealers In Deceptive Pricing Row

    Two Zurich units have no duty to defend or indemnify a group of auto dealers accused by the Federal Trade Commission and the Maryland Attorney General's Office of misrepresenting the cost of vehicles to consumers, a Virginia federal judge ruled Friday.

  • September 11, 2026

    Contractor Again Seeks Payment In Air Base Work Dispute

    A Delaware plumbing and HVAC company has again sued its general contractor over alleged unpaid labor and materials for work completed on a U.S. Army Corps of Engineers elementary school project and also alleged insurers have failed to cover $4.2 million in outstanding costs through the project's payment and performance bonds.

  • September 11, 2026

    Insurer May Be On The Hook For Debt Collector's Defense

    Claims that a debt collector engaged in an illegal collection scheme aren't covered under its policy with a Nationwide unit, but the insurer may owe coverage if it is found to have acted in bad faith while defending the company, a Washington federal court ruled.

  • September 10, 2026

    6 Major Insurance Bills On Newsom's Desk In Calif. 

    California lawmakers approved significant insurance bills in recent weeks, including legislation designed to establish standards for insurers handling smoke damage claims, increase claims handling transparency, and penalize insurers for untimely payments. Here, Law360 overviews six of the biggest insurance-related bills this session.

  • September 10, 2026

    4th Circ. To Weigh Hotel Liability In Trafficking Claims

    The Fourth Circuit will decide whether hotel owners are owed coverage for legal claims stemming from sex trafficking allegations, teeing up a ruling that could add to policyholders' recent successes in such cases, or push the issue toward possible U.S. Supreme Court review.

Expert Analysis

  • Resetting For Success After Corporate Litigation Loses Focus

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    Corporate litigation that has lost strategic coherence may barrel disastrously ahead if counsel’s understanding of the matter drifts from the client’s goals, but cases can be wrenched back on track by diagnosing how facts have evolved, determining where resources are justified and deploying practical strategies for restoring discipline, says Jonathan Morris at Gordon Rees.

  • 2nd Circ. Tylenol MDL Ruling Clarifies Court Gatekeeper Role

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    The Second Circuit’s recent decision in multidistrict litigation over alleged links between Tylenol and developmental disorders, holding that the trial court improperly excluded expert witnesses, preserves meaningful judicial gatekeeping while making clear that judges may not resolve legitimate scientific disputes themselves, say attorneys at Lowenstein Sandler.

  • Minn. Ruling Expands Insureds' Right To Independent Counsel

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    If upheld on appeal, a recent decision by a Minnesota appellate court — Fabyanske Westra Hart & Thomson v. Western National Mutual Insurance — will give Minnesota policyholders a stronger basis to demand independent counsel when an insurer accepts a defense under a reservation of rights, say attorneys at Stoel Rives.

  • NC Litigation Funding Ban Sets Model For Other States

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    States worried about rising liability costs and the commercialization of their courts should treat North Carolina's recently enacted litigation funding ban as a model because a prohibition adequately addresses the distortion that disclosure only documents, say attorneys at McAngus Goudelock.

  • 10th Circ. Ruling Propels Emerging 'Occurrence' Consensus

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    The Tenth Circuit recently revived the Church of Jesus Christ of Latter-day Saints' bid for insurance coverage in a sexual abuse case, continuing a trend as the second circuit court to find that, where ambiguous, the definition of "occurrence" must be interpreted in favor of coverage, say attorneys at Anderson Kill.

  • Insurer Spoliation Ruling Flags Continuing Duty To Preserve

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    An Illinois federal court’s recent decision to impose spoliation sanctions on the insurer in H.D. Smith v. Cincinnati Insurance provides practical guidance for navigating long-tail coverage litigation, underscoring the importance of evaluating preservation obligations in light of the full life cycle of a dispute, say attorneys at Morgan Lewis.

  • When And How To Use 4 Types Of Cross-Exam Questions

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    Perceptions of a great cross-examination are often shaped by aggressive courtroom exchanges, but to be truly effective, this stage of trial requires strategically selecting confirmation, confinement, contrast or confrontation questions at key moments, says Allison Rocker at Baker McKenzie.

  • Discovery Into Insurers' AI Use Should Stay Proportional

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    As insurers increasingly use artificial intelligence to make claim decisions, plaintiffs in first-party coverage litigation should seek discovery that tracks how materially the automated system influenced the challenged decision, not whether the insurer used AI somewhere in its operations, says attorney Joe Zaid.

  • Mitigating The Risk Of Antiestablishment Jurors

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    The legal battles currently embroiling social media companies underscore that jurors with anti-corporate bias and conspiratorial thinking patterns pose myriad risks to corporate defendants, and defense counsel should adapt their trial strategies accordingly, say consultants at Persuasion Strategies.

  • Notable Q2 Updates In Insurance Class Actions

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    After 2026's second quarter, there is more authority rejecting class certification on total loss valuation theories from courts at the federal circuit, federal district and state appellate level — along with a resolution of a novel issue of depreciation on a wildfire claim, says Kevin Zimmerman at BakerHostetler.

  • How Copa América Reshaped Crowd Security Risk Planning

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    Two years after crowds overwhelmed security at the Copa América Final in Florida, the host stadium's updated practices demonstrate a reassessment of the standard of reasonable care for large events, illustrating broader principles that attorneys, venue operators, municipalities, insurers and security professionals should consider, says Joshua Padron at Padron & Lopez-Trigo.

  • 3 Ways Policyholders Can Challenge AI Claims Handling

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    As artificial intelligence tools become increasingly embedded in insurance claims handling, policyholders in coverage litigation should seek discovery of AI training data as payout-optimizing software may bolster bad faith claims and insurers' AI-use parameters may run afoul of good faith precedent, say attorneys at Cohen Ziffer.

  • How Policyholders Can Press For Narrower AI Exclusions

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    As artificial intelligence exclusions proliferate across policy types, renewing policyholders should seek to narrow exclusionary language by presenting their insurers with a corporate AI-use register identifying specific tools, use cases and governance policies, says Anthony Crawford at Olshan Frome.