General Liability

  • October 10, 2025

    11th Circ. Says Insurer Must Defend Atty Malpractice Suit

    A law firm's professional liability insurer has a duty to defend it and one of its attorneys in an underlying malpractice lawsuit stemming from their representation of defendants that faced civil forfeiture claims, the Eleventh Circuit ruled Friday, finding that a "misappropriation exclusion" did not wholly foreclose coverage.

  • October 10, 2025

    State Farm Needn't Cover Dry Cleaner In Pollution Row

    The property owner of a dry cleaner isn't owed coverage for an investigation and remediation demand conducted by a state environmental protection agency, a New Mexico federal judge ruled, finding that an absolute pollution exclusion barred indemnification and defense obligations.

  • October 10, 2025

    6th Circ. Affirms Class Status In Totaled Car Payout Dispute

    A panel of Sixth Circuit judges upheld the class certification of a suit alleging State Farm systematically undervalues totaled vehicles, saying that a class of Tennessee insureds were linked by a common alleged harm of breach of contract. 

  • October 09, 2025

    Private Flood Carriers See Opportunity In Federal NFIP Lapse

    Private flood insurance executives see a market opportunity for a growing sector of the property and casualty industry as the National Flood Insurance Program remains restricted in its ability to renew or sell flood coverage amid the government shutdown.

  • October 09, 2025

    Drones May Boost Claim-Handling Efficiency, Carrier Pros Say

    As insurance carriers evaluate ways to utilize new technologies in their claims and underwriting processes, the use of drones and aerial imagery has emerged as an opportunity to improve response times and efficiency, specifically in connection with natural disasters, insurer-side experts say.

  • October 09, 2025

    Mich. Justices Mull Tort Damages Bar For Nonresident Drivers

    Members of Michigan's Supreme Court on Thursday expressed reservations about an intermediate appellate court's decision that nonresidents who fail to carry Michigan insurance for a vehicle they regularly drive in the state can recover tort damages after a car accident.

  • October 09, 2025

    Insurer Pushes For Default Win In Trench Injury Coverage Suit

    An insurer is seeking a default win in its dispute over coverage for a man's trench injury lawsuit, telling an Illinois federal court Thursday that the man has failed to appear or respond to the coverage action.

  • October 09, 2025

    Insurance Litigation Week In Review

    A South Carolina school district can't get review of its insurance arbitration dispute, an insurer had a duty to defend a home renovation company in an underlying car crash suit and a State Farm unit needn't pay a $2.5 million assault judgment. Here, Law360 takes a look at the past week's top insurance news.

  • October 08, 2025

    Avon Trust Sues Insurers Over Coverage Of Talc Liabilities

    A trust established to pay asbestos claimants in Avon's Chapter 11 has urged a Delaware state court to rule that almost 30 insurers must help indemnify more than $225 million of the cosmetics company's talc injury liabilities, saying the insurance carriers had or would fail to do so.

  • October 08, 2025

    Lockheed, CNA Strike Settlement For Coverage Fight

    Lockheed Martin Corp. and a CNA Financial Corp. unit have reached a settlement for a coverage dispute related to litigation that accused the aerospace and defense company of environmental contamination in Orlando, Florida, according to court records.

  • October 08, 2025

    Insurer Had Duty To Defend In $78M Collision Row, Court Says

    A home renovation company's insurer owed it a defense in a lawsuit over an auto collision involving a worker who was on the way to perform plumbing services, a California federal court ruled while stopping short of determining if the insurer must cover the underlying case's nearly $78 million judgment.

  • October 07, 2025

    5th Circ. Queries If ChampionX Covered In $40M Oil Spill Suit

    A Fifth Circuit panel Tuesday pressed ChampionX Corp. to explain how it can pursue a lawsuit in Texas seeking to make multiple insurers pay for its defense in a $40 million oil spill lawsuit if the underlying policies don't name it.

  • October 07, 2025

    No Coverage For Smoke Shop Over Fatal Crash, Insurer Says

    A smoke shop's insurer told a North Carolina state appeals court the shop shouldn't receive coverage for a lawsuit alleging it's liable for a fatal auto collision because it sold nitrous oxide products to the at-fault driver, arguing its policy covered bodily injury only on the shop's premises.

  • October 07, 2025

    Co. Not Covered In $21M Concrete Mix Error Suit, Insurer Says

    An excess insurer said it has no duty to defend or indemnify a concrete company accused of causing $21 million worth of damage after supplying the wrong concrete mix for a highway construction project, telling a California federal court Tuesday that its policy has not yet been triggered.

  • October 06, 2025

    Diamond State Says No Coverage In Colorado Club Shooting

    Diamond State Insurance Co. asked a Colorado federal judge Monday to find it has no duty to indemnify an entertainment company being sued over a shooting at a hotel in May 2022 that injured one person, arguing the policy at issue doesn't apply to claims in the underlying civil suit.

  • October 03, 2025

    Milk Co. Not Covered In False Advertising Row, Insurer Says

    An insurer for milk producer Fairlife LLC told an Illinois federal court Friday it owes no coverage for a proposed class action filed earlier this year accusing the company of false advertising through its alleged abuse of dairy cows, arguing the action fell outside its policy's coverage period.

  • October 03, 2025

    Ga. Insurer Can't Skirt Suit Over NC Captive Insurer's Collapse

    A Georgia insurance company can't slip out early from a fight over a defunct captive insurer's demise, a North Carolina Business Court judge has ruled, finding the company's owners directed actions into the Tar Heel state sufficient for it to be pulled into litigation there.

  • October 02, 2025

    Canada Flood Insurer Should Help Lower High Risks, Pros Say

    Ongoing efforts in Canada to develop a national flood insurance program should prioritize coverage for high-risk properties and accompany endeavors to lower flood risk in a country that is experiencing more destruction from natural catastrophes, experts say.

  • October 02, 2025

    Insurers Concealed Coverage For $1.3M Jet Crash, Co. Says

    Two insurers failed to cover repairs and other costs stemming from a corporate jet crash that totaled more than $1.3 million, the jet's owner alleged in a lawsuit removed by the insurers to Texas federal court Thursday, saying the carriers further concealed and misrepresented coverage terms.

  • October 02, 2025

    AIG Unit Must Pay Cargill $42M For Worker Kickback Scheme

    An AIG unit must pay food company Cargill Inc. more than $42 million for losses the company said it sustained as a result of a bribery and kickback scheme involving former employees, a Minnesota federal court has ruled.

  • October 02, 2025

    Special Arbitration Option Offers Relief Amid Nuclear Verdicts

    Rising jury verdict values continue to put pressure on excess liability programs, but with many of these policies involving what is known as a Bermuda Form, carriers have found an alternative to the American jury system. Here, policyholder attorney Allan Moore of Covington & Burling LLP breaks down what role this method of confidential arbitration plays in the current insurance landscape.

  • October 02, 2025

    NFIP Lapse Threatens Home Sales, Hurricane Protections

    Thousands of home sales could be delayed or canceled as a result of the National Flood Insurance Program lapsing under the government shutdown, and homeowners could potentially be left without coverage during hurricane season, experts say.

  • October 02, 2025

    Insurance Litigation Week In Review

    A Colorado court found that an insurer does not have to cover a $13.4 million construction settlement because it was reached through collusion, an Illinois judge partly reversed a ruling granting biometric privacy claim coverage, and a Liberty Mutual unit escaped a dispute over the valuation of life settlement contracts. Here, Law360 reviews the past week's top developments in insurance litigation.

  • October 01, 2025

    Software Co. Not Covered For $3M Privacy Fight, Court Says

    Various Travelers units owe no coverage to a software provider that reached a nearly $3 million class action settlement over claims that it violated Illinois' Biometric Information Privacy Act, a federal court ruled, finding that an exclusion relating to the "access or disclosure" of personal information is applicable.

  • September 30, 2025

    Chubb Units Seek To Ax Suit Over $9M Sex Abuse Settlement

    A Brooklyn private school's insurers asked a New York federal court to toss a former student's third-party suit asserting they must pay for a $9 million settlement over sexual abuse claims, arguing their insertion in the suit would place them in conflict with their insured while related abuse claims continue.

Expert Analysis

  • Tesla's Robotaxi Push Exposes Gaps In Product Liability Law

    Author Photo

    As Tesla's deployment of robotaxis on public roads in Austin, Texas, faces regulatory scrutiny and legislative pushback, the legal community confronts an unprecedented challenge: how to apply traditional fault principles, product liability laws and insurance practices to vehicles that operate as rolling computers, says Don Fountain at Clark Fountain.

  • 8 Insurer Takeaways From Sweeping Georgia Tort Reform

    Author Photo

    Insurers should take note of several critical components of Georgia's tort litigation overhaul — including limitations on damages anchoring, procedural rules governing dismissals, and liability standards in negligent security cases — and adapt claims-handling strategies to reduce litigation risk, says Lucy Aquino at Cozen O'Connor.

  • 3 Juror Psychology Principles For Expert Witness Testimony

    Author Photo

    Expert witnesses can sometimes fall into traps when trying to teach juries complex topics by failing to consider the psychology of juror comprehension, but attorneys can help witnesses avoid these pitfalls with a deeper understanding of cognitive lag, chunking and learning styles, says Steve Wood at Courtroom Sciences.

  • Court Rulings Warn Against Oversharing With Experts

    Author Photo

    Recent decisions, including in bad faith insurance cases, demonstrate that when settlement information documents are inadvertently shared with testifying experts, courts may see no recourse but to strike the entire report or disqualify the expert, says Richard Mason at MasonADR.

  • 7th Circ. Insurance Ruling Resolves Major Jurisdictional Issue

    Author Photo

    The Seventh Circuit recently confirmed in StarStone Insurance v. Chicago that attorney fees and costs paid as part of a settlement are covered — while unexpectedly raising and answering a question of first impression about federal jurisdiction over foreign entities, says Lara Langeneckert at Barnes & Thornburg.

  • State Farm Rate Hike Portends Intensifying Insurance Crisis

    Author Photo

    The California Department of Insurance's unprecedented emergency approval of a 17% rate increase for State Farm General Insurance, the first interim rate relief granted before completing full actuarial justification, represents a regulatory watershed and establishes precedent that could fundamentally reshape insurers' response to climate-driven market instability, says Daniel Veroff at Merlin Law Group.

  • 3 Corporate Deposition Prep Tips To Counter 'Reptile' Tactics

    Author Photo

    With plaintiffs counsel’s rising use of reptile strategies that seek to activate jurors' survival instincts, corporate deponents face an increased risk of being lulled into providing testimony that undercuts a key defense or sets up the plaintiff's case strategy at trial, making it important to consider factors like cross-examination and timing, say attorneys at Dentons.

  • Indemnity Lessons From Mass. Construction Defect Ruling

    Author Photo

    The Massachusetts high court's decision in Trustees of Boston University v. CHA, holding that a bespoke contractual indemnity provision means that a construction defect claim is not subject to Massachusetts' statute of repose, should spur design and construction professionals to negotiate limited provisions, says Christopher Sweeney at Conn Kavanaugh.

  • Statistics Tools Chart A Path For AI Use In Expert Testimony

    Author Photo

    To avoid the fate of numerous expert witnesses whose testimony was recently deemed inadmissible by courts, experts relying on artificial intelligence and machine learning should learn from statistical tools’ road to judicial acceptance, say directors at Secretariat.

  • Ore. High Court Ruling Widens Construction Defect Coverage

    Author Photo

    A recent Oregon Supreme Court decision, Twigg v. Admiral Insurance, dispels the myth that a contractor's liability for defective work is uninsurable if pursued as a breach of contract, say attorneys at Stoel Rives.

  • Measuring The Impact Of Attorney Gender On Trial Outcomes

    Author Photo

    Preliminary findings from our recent study on how attorney gender might affect case outcomes support the conclusion that there is little in the way of a clear, universal bias against attorneys of a given gender, say Jill Leibold, Olivia Goodman and Alexa Hiley at IMS Legal Strategies.

  • Oft-Forgotten Evidence Rule Can Be Powerful Trial Tool

    Author Photo

    Rule 608 may be one of the most overlooked provisions in the Federal Rules of Evidence, but as a transformative tool that allows attorneys to attack a witness's character for truthfulness through opinion or reputation testimony, its potential to reshape a case cannot be overstated, says Marian Braccia at Temple University Beasley School of Law.

  • Ruling On Pollutants And Indemnity Offers Insurers Mixed Bag

    Author Photo

    Both insurers and policyholders can reap benefits from a Georgia federal court's recent declaratory judgment decision, which broadly defined pollutants, but also deemed the duty to indemnify not yet ripe for adjudication, says Jena Emory at Morris Manning.