Specialty Lines

  • May 01, 2025

    6th Circ. Judge Unsure If Totaled Car Payout Class Will Stand

    A federal appellate panel grappled Thursday with whether to uphold class certification in a lawsuit claiming that State Farm systematically undervalues totaled vehicles, with one judge wondering if every class automobile would require its own damages trial.

  • May 01, 2025

    Public Fire Model Could Boost Calif. Insurance Oversight

    Developing a public wildfire model in California could help provide a transparent benchmark for insurance regulators to better understand fire risk and evaluate rates, but experts warn that challenges remain as the federal government eyes cuts to key climate monitors.

  • May 01, 2025

    Insurance Pros Stress Disaster Mitigation In Senate Hearing

    A panel of insurance experts stressed in front of a U.S. Senate committee Thursday the importance of mitigation efforts, such as strengthening building codes and hardening homes, as the experts discussed how prices in the property insurance market have soared because of recent natural disasters across the country.

  • May 01, 2025

    Insurance Litigation Week In Review

    The Fourth Circuit upheld Kaiser Gypsum Co. Inc.’s Chapter 11 bankruptcy plan, insurers for the Suquamish Tribe further urged the U.S. Supreme Court to review their tribal jurisdiction dispute and the Third Circuit affirmed the dismissal of a McDonald’s franchisee’s bid for coverage. Here, Law360 takes a look at the past week's top insurance news.

  • May 01, 2025

    Foster Care Insurance Costs Surge Amid Abuse Claims

    Foster care agencies have faced increased costs of general liability insurance and with insurers hesitant to write policies for these entities in certain states, experts point to the need for legislative reform and regulation all while trying to prevent further trauma for children.

  • May 01, 2025

    Pierson Ferdinand Adds Insurance Group With New Atty

    The rapidly growing firm of Pierson Ferdinand LLP announced Thursday that it tapped a new partner who was previously with Carlton Fields to launch an international insurance regulatory team practice along with another Los Angeles-based attorney.

  • April 30, 2025

    Underwriters Seek Exit From $37M FTC Dispute With Loan Co.

    Underwriters asked a California federal court on Wednesday to find that they did not have to defend a company accused by the Federal Trade Commission of bilking consumers out of at least $37 million through a credit scheme designed to trick consumers into taking on debt.

  • April 30, 2025

    Schools Say Norfolk Southern Ducked Postderailment Pledge

    The school district for East Palestine, Ohio, filed a federal lawsuit Wednesday against Norfolk Southern, claiming the railroad hasn't made good on its promises to help the district recover after a fiery derailment shook the town in 2023.

  • April 29, 2025

    HR Co. Execs Say Insurance Biz Can't Sue Companies It Owns

    Executives of a human resources management and staffing company urged a Florida federal court to toss a lawsuit brought by its workers' compensation insurance manager alleging it's owed $25 million over a dissipated collateral fund, saying the litigation is "collusive" because the parent company controls the entities it's suing.

  • April 29, 2025

    Insurer Denies Extra $5M For Event Co.'s Injury Dispute

    An insurer for a motocross event organizer doesn't owe an additional $5 million in coverage on top of the $1 million it already paid to settle a suit over a child's injury at an amateur national motocross championship event, the carrier told an Ohio federal court.

  • April 28, 2025

    Estate Sues Insurer Over 'Paltry' Offer In DUI Death Case

    The estate of a motorcyclist killed by a driver allegedly overserved at a Washington bar has sued to force the bar's specialty insurance company to cover a partial settlement in an underlying wrongful death suit.

  • April 25, 2025

    Benefits Co. Failed To Protect Personal Info, Suit Says

    An employee benefits administrator failed to properly secure and safeguard private information of benefits recipients, including their names and Social Security numbers, that was later compromised in a data breach, according to a proposed class action in Maryland federal court.

  • April 24, 2025

    Ill. Justices' Pollution Exclusion Review Could Realign Courts

    The Illinois Supreme Court's agreement to consider whether pollution exclusions in standard-form commercial general liability policies apply to industrial emissions allowed under a regulatory permit could potentially provide certainty on the issue and realign Illinois' interpretation with other state courts, experts say.

  • April 24, 2025

    Insurer Says No Coverage For Nursing Home Negligence Deal

    An insurer shouldn't have to pay for a settlement that a healthcare management company reached following a nearly $3.3 million jury verdict in an underlying nursing home negligence suit, the carrier told a Washington federal court, saying the company settled without its consent.

  • April 24, 2025

    Shopify Privacy Ruling May Spark New Wave Of Litigation

    A Ninth Circuit ruling that revived a suit alleging Shopify violated privacy laws using tracking software cleared a key procedural bar that could open the floodgates to a new wave of litigation, threatening to strain an insurance market already tested by privacy suit claims.

  • April 24, 2025

    Insurance Litigation Week In Review

    California property owners affected by recent wildfires accused hundreds of insurers of collusion, Colorado's justices said no exception exists to the state's economic loss rule for willful and wanton conduct claims, and a California federal judge questioned insurers' bid to litigate coverage for injury claims against Meta in Delaware. Here, Law360 takes a look at the past week's top insurance news.

  • April 24, 2025

    Pest Co.'s Ex-Employee Not Covered In Child Assault Suit

    An insurer for a pest control company needn't cover a suit alleging a former employee assaulted a minor whom he recruited to work at the business, a Mississippi federal court ruled, finding that neither the employee nor his insulation company is insured under any available insurance policy.

  • April 24, 2025

    Law Prof Pushes For Regulating Sustainability In Insurance

    Consumers should have more information about the sustainability features of their ordinary insurance products, but existing regulations in the United Kingdom and Europe don't encourage transparency or innovation of sustainable-minded products. Franziska Arnold-Dwyer, an associate law professor at University College London, spoke to Law360 about sustainability in insurance and her recent paper on the matter.

  • April 22, 2025

    Insurer Skirts Bad Faith Claim In $60M Liposuction Death Row

    The professional liability insurer for a Georgia cosmetic surgery provider didn't act in bad faith in handling a liposuction patient death claim that eventually led to a $60 million judgment, a Utah federal court ruled, rejecting arguments that the insurer breached its duties.

  • April 21, 2025

    Exclusion Bars Coverage For Trade Secrets Suit, Insurer Says

    An engineering firm's directors and officers insurer told a Nebraska federal court Monday it should owe no coverage for a settled lawsuit that accused the firm of conspiring to poach a rail contractor's employees and clients, citing an exclusion relating to the misappropriation of trade secrets.

  • April 21, 2025

    Justices Nix Appraiser's Petition Seeking Arbitral Immunity

    An insurance appraiser failed Monday to get the U.S. Supreme Court to define what "arbitration" actually means under the Federal Arbitration Act, seeking immunity after a Colorado state jury found he fraudulently inflated a $1.6 million appraisal award against a Travelers unit that was ultimately vacated.

  • April 21, 2025

    Calif. Homeowners Say Insurers Colluded To Limit Coverage

    California property owners affected by the Los Angeles wildfires accused over 300 insurers of conspiring to eliminate competition in the marketplace, forcing consumers to instead obtain fire insurance from the state's insurer of last resort, according to two lawsuits filed in state court.

  • April 21, 2025

    Insurers Clash Over Coverage In Racetrack Injury Suit

    Acuity Insurance LLC wants a Pennsylvania federal court to join two other insurers to its defense of a client accused of designing inadequate safety barriers at a Lancaster County raceway, claiming the other companies had wrongly declined coverage for subsidiaries of the insured.

  • April 17, 2025

    NC Justice Unsure Contractor Can Avoid Workers' Comp Payout

    A North Carolina Supreme Court justice seemed skeptical of a construction company's argument that a sheriff's department should cover the entire cost of a workers' compensation payout to a deputy injured while directing traffic on a bridge repair job, citing the court's precedent on the topic during an oral argument Thursday.

  • April 17, 2025

    Colo. FAIR Plan Gives Policyholders Options At A Cost

    Colorado launched the country's first new Fair Access to Insurance Requirements, or FAIR, Plan in 40 years to offer residents another tool in an increasingly challenging wildfire, hail and wind market, but experts emphasized that this limited form of coverage is not intended to address affordability concerns.

Expert Analysis

  • Atty Insurance Implications Of Rising Nonclient Cyber Claims

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    As law firms are increasingly targeted in cyberattacks, claims by clients as well as nonclients against lawyers are also on the rise, increasing the scope of exposure that attorneys face in their practice, say attorneys at Wilson Elser.

  • Addressing D&O Allocation Questions Amid Shifting Economy

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    As increasing global insolvency this year may lead to an increase in directors and officers insurance claims, businesses should review their policies' allocation provisions to avoid negotiating how coverage will apply to covered and uncovered claims during a suit, say attorneys at Reed Smith.

  • Key Questions When Mediating Environmental Disputes

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    As the U.S. Environmental Protection Agency implements dramatic regulatory changes, companies seeking to use mediation to manage increased risks and uncertainties around environmental liabilities should keep certain essential considerations in mind to help reach successful outcomes, says Edward Cohen at Thompson Coburn.

  • Understanding How Jurors Arrive At Punitive Damage Awards

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    Much of the rising trend of so-called thermonuclear verdicts can be tied to punitive damages amounts that astonish the imagination, so attorneys must understand the psychological underpinnings that drive jurors’ decision-making calculus on damages, says Clint Townson at Townson Litigation.

  • 10 Arbitrations And A 5th Circ. Ruling Flag Arb. Clause Risks

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    The ongoing arbitral saga of Sullivan v. Feldman, which has engendered proceedings before 10 different arbitrators in Texas and Louisiana along with last month's Fifth Circuit opinion, showcases both the risks and limitations of arbitration clauses in retainer agreements for resolving attorney-client disputes, says Christopher Blazejewski at Sherin and Lodgen.

  • Strategies To Help Witnesses Manage Deposition Anxiety

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    During and leading up to deposition, witnesses may experience anxiety stemming from numerous sources and manifesting in a variety of ways, but attorneys can help them mitigate their stress using a few key methods, say consultants at Courtroom Sciences.

  • 5 Insurance Types For Mitigating Tariff-Related Trade Losses

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    The potential for significant trade-related losses as a result of increased tariffs may cause companies to consider which of their insurance policies, including marine, builders risk, trade credit, and directors and officers, could provide coverage to alleviate the financial impact, say attorneys at Pillsbury.

  • Home Depot Ruling Tolls Death Knell For 'Silent Cyber'

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    The Sixth Circuit's recent ruling that Home Depot's insurers did not have to cover costs from a data breach hammered one more nail in the coffin of silent cyber, where coverage is sought under standard property or commercial general liability policies that were not intended to insure cyberattack claims, say attorneys at Zelle.

  • In-House Expert Testimony Is Tricky, But Worth Considering

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    Litigation counsel often reject the notion of designating in-house personnel to provide expert opinion testimony at trial, but dismissing them outright can result in a significant missed opportunity, say David Ben-Meir at Ben-Meir Law and Martin Pitha at Lillis Pitha.

  • Tracking Changes To AI Evidence Under Federal Rules

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    As the first quarter of 2025 draws to a close, important changes to the Federal Rules of Evidence regarding the use of artificial intelligence in the courtroom are on the horizon, including how to handle evidence that is a product of machine learning, say attorneys at Debevoise.

  • Key Insurance Issues Likely To Arise From NY Superfund Law

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    The recently enacted New York Climate Change Superfund Act imposes a massive $75 billion in liabilities on energy companies in the fossil fuel industry, which can be expected to look to their insurers for coverage, raising a slew of coverage issues both old and new, say attorneys at Wiley.

  • Airlines Should Follow Treaty On Prompt Crash Payouts

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    In the wake of the recent crash of a Delta Air Lines flight during landing in Toronto, it is vital for air carriers and their insurers to understand how the Montreal Convention's process for immediate passenger compensation can avoid years of costly litigation and reputational damage for companies, says Robert Alpert at International Crisis Response.

  • What To Know About NAIC's Risk-Based Capital Task Force

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    Attorneys at Debevoise outline key details of the Risk-Based Capital Model Governance Task Force, which was recently launched by the National Association of Insurance Commissioners, including the task force's objectives, and potential implications for insurers and their investment strategies.