Specialty Lines
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August 20, 2025
Yacht Brokerage Fights Judge's Exclusion Reading
A yacht brokerage trade group urged a Florida federal court to reject a magistrate judge's recommendation freeing a professional liability insurer from covering the group in an antitrust class action, arguing that the magistrate judge misinterpreted a "standard setting" exclusion.
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August 19, 2025
Manufacturing Cos. Score $23M Win In Lengthy Asbestos Suit
Two manufacturing companies involved in a long-running dispute over coverage for asbestos bodily injury claims have won $23 million from an Allianz unit for damages and interest, with a New York trial court finding the manufacturers properly determined claim liabilities.
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August 19, 2025
Credit Union Seeks Coverage For ITM Hack, Fraud Schemes
An insurer owes nearly $715,000 for two separate losses a credit union incurred after a crime ring hacked a number of its interactive teller machines and a counterfeit check fraud scheme affected multiple account holders, the credit union said in a lawsuit removed to Delaware federal court.
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August 18, 2025
NJ Law Firm Not Covered In Malpractice Suit, Court Says
An insurer has no duty to defend or indemnify a Princeton law firm against a malpractice suit alleging that one of its attorneys assisted a client in misappropriating her husband's assets, a New Jersey federal court ruled Monday, finding that a prior knowledge exclusion bars coverage.
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August 18, 2025
Insurer, Kennel Settle Coverage Dispute Over Nuisance Claims
A Hanover unit and a dog kennel have resolved a dispute over coverage for an underlying suit alleging that the kennel's expansion interfered with a Golden State community's rights of possession, according to a California federal court filing.
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August 18, 2025
Goldberg Segalla Adds Employment, Insurance Attys In NYC
Goldberg Segalla LLP announced Monday that it has grown its employment and insurance services in New York with the recent addition of two attorneys who moved their practices from Gordon Rees Scully Mansukhani LLP and Clyde & Co. LLP.
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August 18, 2025
Progressive Must Cover $6M Title Insurer Judgment, Mall Says
Progressive must cover a more than $6 million judgment against a title insurance agency that Progressive insured, the owner of a New Jersey shopping center told a Pennsylvania state court, arguing that Progressive-appointed counsel rejected prior settlement opportunities in bad faith.
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August 15, 2025
Excess Insurer Blames Primary For Costly Auto Collision Deal
An excess insurer told a California federal court that the primary insurer of a construction company failed to reach a lesser settlement amount in a suit alleging the company's owner was responsible for a car collision.
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August 14, 2025
Ruling May Increase Reinsurers' Caution In Insureds' Dealings
A Texas federal judge's ruling that a chemical manufacturer can continue to pursue litigation against a reinsurer in connection with the manufacturer's roughly $100 million business interruption claim offered a well-reasoned analysis as to when a policyholder has standing to bring a direct action against a reinsurer, experts said.
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August 14, 2025
Fla. Citizens Ruling Highlights Late Property Claim Risks
A recent Florida appellate court ruling affirming that the state's last-resort insurer properly denied a late-filed claim for hurricane damage wasn't surprising given legislative changes in recent years, but highlighted the import of filing timely claims, experts say.
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August 14, 2025
Travel Disruptions Expose Gaps In Insurance Coverage
Individuals traveling in the United States this summer that have had to endure flight delays and cancellations, extreme weather events, and increased immigration enforcement and security procedures may find themselves further frustrated when turning to travel insurance policies for support. Carrier-side attorney Heidi Lawson spoke to Law360 about where the expectations of travel insurance customers fail to align with the actual coverage their policies afford, and where policies can improve in both coverage and transparency.
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August 14, 2025
Insurance Key To Mitigating Mortgage Risks From Flooding
The increase of flooding in areas outside mandatory flood insurance purchase zones is contributing to mortgage risks for underinsured homeowners following disasters, underscoring a need to find ways to ensure more people have flood coverage, experts say.
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August 14, 2025
Insurance Litigation Week In Review
Defense cost payments by 3M can't satisfy the self-insured retention of its subsidiary's insurance policies, a subcontractor's insurer must indemnify a property owner in a pending injury suit, an excess insurer owes $2 million for a car crash, and a gym chain may have coverage for losses stemming from COVID-19 shutdown orders. Here, Law360 takes a look at the past week's top insurance news.
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August 14, 2025
Poetry In Motions: Wallace Stevens Wedded Art, Insurance
Wallace Stevens was an acclaimed modernist poet, but his parallel career as an insurance attorney isn't as widely discussed, according to attorney Daniel J. Kornstein, who has studied Stevens' life. To mark the 70th anniversary of Stevens' death, Law360 spoke with Kornstein about what insurance law may have meant to the poet.
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August 13, 2025
No Coverage For Senior Center In Sex Abuse Suit, Court Told
A senior care facility isn't owed coverage for an underlying lawsuit accusing a facility chaplain of sexually assaulting a patient, the facility's insurer said, arguing coverage is precluded due to a molestation exclusion and because the allegations don't pertain to a medical incident.
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August 12, 2025
Pizza Chain's Cyber Claim Capped At $250K, Insurer Says
A cyber insurer urged a Texas federal court to reject Cicis Pizza's attempt to recast a ransomware attack as a cyber extortion event in order to open the door to more coverage, saying it has fulfilled its contractual obligations by paying $250,000 under the policy's ransomware endorsement.
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August 12, 2025
Insurer Obstructed $116M In Funding Claims, Court Told
A company that invested in a personal injury law firm's docket of cases alleges in a lawsuit removed to North Carolina federal court that its insurer "intentionally obstructed" its recovery of more than $116 million in coverage under policies insuring that investment.
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August 08, 2025
Wash. Firm's $1M Cyber Insurance Suit Survives Dismissal
A Washington federal court rejected a cyber insurer's bid to dismiss a law firm's coverage action alleging it lost more than $1 million in a data breach that also involved spoofed emails, finding the insurer's interpretation of the word "for" was unreasonable, given the structure of the policy.
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August 07, 2025
Fire Victims See Positive Step In Calif.'s FAIR Plan Action
California regulators gave fire victims a boost last week when the state's insurance department launched a legal action seeking penalties against the state's last-resort insurer for its handling of smoke damage claims, but the market effects of the move are still not fully clear.
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August 07, 2025
10th Circ. Water Loss Ruling Spotlights Competing Exclusions
The Tenth Circuit recently affirmed that a water damage exclusion applied to a Kansas office building's $1.75 million repair claim from a broken water pipe, providing insurance experts an unusual case for weighing two seemingly related exclusions against one another.
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August 07, 2025
Ill. Auto Rate Initiative Puts Pricing Accuracy In Spotlight
Illinois Secretary of State Alexi Giannoulias launched a new campaign aimed at reducing auto insurers' use of nondriving factors when setting rates on the grounds that these elements contribute to discriminatory rate-setting, but insurer and consumer advocates are split over the initiative's efficacy and potential cost increases.
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August 07, 2025
Insurance Litigation Week In Review
The Archdiocese of New York demanded disclosure of reinsurance policies in a discovery-related appeal amid underlying sex abuse litigation, Zurich was accused of putting both its interests ahead of another insured's, a Georgia poultry producer sued for data breach coverage and an insurer sought to avoid covering racketeering claims.
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August 07, 2025
Minn. Cyberattack Brings Cities' Cyber Policies Into Focus
A recent cyberattack against St. Paul, Minnesota, highlights the importance of cyber coverage for cities and counties, with the caveat that financial vitality, state and federal laws, and third parties retained for incident response can impact a municipality’s amount of coverage and the ways in which it can respond, Reed Smith LLP partner J. Andrew Moss told Law360.
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August 06, 2025
COST Asks Mich. Justices To OK Nationwide's Unitary Tax Win
The Council on State Taxation backed entities of Nationwide in the Michigan Supreme Court on Wednesday, saying the justices should affirm an appellate court's decision that said the insurance company's affiliates are entitled to file their taxes as a combined group of businesses.
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August 05, 2025
Ga. Poultry Co. Says Insurer Must Cover Data Breach Suits
A poultry producer said it is entitled to coverage for underlying class actions stemming from a data breach that compromised its employees' personal information, telling a Georgia federal court that its insurer has wrongfully denied coverage based on what the insurer alleges was inadequate notice.
Expert Analysis
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How Attys Can Use A Therapy Model To Help Triggered Clients
Attorneys can lean on key principles from a psychotherapeutic paradigm known as the "Internal Family Systems" model to help manage triggered clients and get settlement negotiations back on track, says Jennifer Gibbs at Zelle.
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How Attorneys Can Make The Most Of A Deposition Transcript
With recent amendments to federal evidence rules now in effect, it’s more important than ever to make sure that deposition transcripts are clear and precise, and a few key strategies can help attorneys get the most out of a transcript before, during and after a deposition, says Allison Rocker at Baker McKenzie.
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Atty Insurance Implications Of Rising Nonclient Cyber Claims
As law firms are increasingly targeted in cyberattacks, claims by clients as well as nonclients against lawyers are also on the rise, increasing the scope of exposure that attorneys face in their practice, say attorneys at Wilson Elser.
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Addressing D&O Allocation Questions Amid Shifting Economy
As increasing global insolvency this year may lead to an increase in directors and officers insurance claims, businesses should review their policies' allocation provisions to avoid negotiating how coverage will apply to covered and uncovered claims during a suit, say attorneys at Reed Smith.
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Key Questions When Mediating Environmental Disputes
As the U.S. Environmental Protection Agency implements dramatic regulatory changes, companies seeking to use mediation to manage increased risks and uncertainties around environmental liabilities should keep certain essential considerations in mind to help reach successful outcomes, says Edward Cohen at Thompson Coburn.
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Understanding How Jurors Arrive At Punitive Damage Awards
Much of the rising trend of so-called thermonuclear verdicts can be tied to punitive damages amounts that astonish the imagination, so attorneys must understand the psychological underpinnings that drive jurors’ decision-making calculus on damages, says Clint Townson at Townson Litigation.
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10 Arbitrations And A 5th Circ. Ruling Flag Arb. Clause Risks
The ongoing arbitral saga of Sullivan v. Feldman, which has engendered proceedings before 10 different arbitrators in Texas and Louisiana along with last month's Fifth Circuit opinion, showcases both the risks and limitations of arbitration clauses in retainer agreements for resolving attorney-client disputes, says Christopher Blazejewski at Sherin and Lodgen.
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Strategies To Help Witnesses Manage Deposition Anxiety
During and leading up to deposition, witnesses may experience anxiety stemming from numerous sources and manifesting in a variety of ways, but attorneys can help them mitigate their stress using a few key methods, say consultants at Courtroom Sciences.
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5 Insurance Types For Mitigating Tariff-Related Trade Losses
The potential for significant trade-related losses as a result of increased tariffs may cause companies to consider which of their insurance policies, including marine, builders risk, trade credit, and directors and officers, could provide coverage to alleviate the financial impact, say attorneys at Pillsbury.
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Home Depot Ruling Tolls Death Knell For 'Silent Cyber'
The Sixth Circuit's recent ruling that Home Depot's insurers did not have to cover costs from a data breach hammered one more nail in the coffin of silent cyber, where coverage is sought under standard property or commercial general liability policies that were not intended to insure cyberattack claims, say attorneys at Zelle.
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In-House Expert Testimony Is Tricky, But Worth Considering
Litigation counsel often reject the notion of designating in-house personnel to provide expert opinion testimony at trial, but dismissing them outright can result in a significant missed opportunity, say David Ben-Meir at Ben-Meir Law and Martin Pitha at Lillis Pitha.
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Tracking Changes To AI Evidence Under Federal Rules
As the first quarter of 2025 draws to a close, important changes to the Federal Rules of Evidence regarding the use of artificial intelligence in the courtroom are on the horizon, including how to handle evidence that is a product of machine learning, say attorneys at Debevoise.
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Key Insurance Issues Likely To Arise From NY Superfund Law
The recently enacted New York Climate Change Superfund Act imposes a massive $75 billion in liabilities on energy companies in the fossil fuel industry, which can be expected to look to their insurers for coverage, raising a slew of coverage issues both old and new, say attorneys at Wiley.