LTD Claimant Prevails In Interpretation Dispute Over What ‘Insured Earnings’ Means

( April 23, 2025, 11:01 AM EDT) -- NEW YORK — Following a bench trial on the stipulated record in a dispute over termination of long-term disability (LTD) benefits, a New York federal judge ruled for the claimant, saying in part on de novo review that “the term ‘insured earnings,’ as used in the Plan” does include earnings reported on a K-1 tax form....