( June 2, 2025, 9:40 AM EDT) -- CAMDEN, N.J. — Breach of contract and bad faith claims alleged against a homeowners insurer cannot proceed because the insureds are not entitled to recover the actual cash value of the damages to their roof until after the repairs are complete and because no reasonable jury could find that the insurer acted in bad faith in handling the insureds’ claim, a New Jersey federal judge said....