( June 20, 2025, 2:05 PM EDT) -- MIAMI — A Florida appellate panel majority affirmed a lower court’s grant of summary judgment in favor of a businessowners insurer in its lawsuit seeking a declaratory judgment that it has no duty to defend or indemnify its homeowners association insured against an underlying negligent maintenance and security lawsuit, agreeing with the lower court that the plain and unambiguous policy terms do not provide coverage for the underlying claims arising from a shooting death in the insured’s development....