( July 2, 2025, 8:07 AM EDT) -- NEW YORK — A New York state appellate court affirmed a lower court order granting an insurer’s motion for summary judgment and rescinding an insurance policy for purported misrepresentations in the policy application and finding that the insurer has no duty to defend or indemnify in an underlying personal injury suit, finding that the additional insured failed to show that the insurer’s motion for summary judgment should have been denied pursuant to a waiver defense....