( July 2, 2025, 1:46 PM EDT) -- WACO, Texas — An insured’s breach of contract and extracontractual claims alleged against a homeowners insurer cannot proceed because the claims are barred by the applicable two-year statute of limitations, which began to run when the insurer denied the insured’s claim for damages to his home incurred during a storm, a Texas federal magistrate judge said in recommending that the insurer’s motion for summary judgment be granted....