( July 2, 2025, 3:06 PM EDT) -- GALVESTON, Texas — No coverage is owed under a homeowners policy for roof damage because the homeowners insurer met its burden of showing that the damage was caused by defective roof shingles, an excluded cause of loss, and the insured failed to meet his burden of showing that some of the damage was caused by a hailstorm, a Texas federal magistrate judge said in granting the insurer’s motion for summary judgment on the breach of contract and extracontractual claims....