( July 3, 2025, 9:36 AM EDT) -- MINNEAPOLIS — A Minnesota federal judge accepted a magistrate judge’s report and recommendation advising granting sanctions only as to an adverse inference instruction related to the purported destruction of text messages by an insured, a Minneapolis event center, in the insurer’s suit seeking a declaration that it does not need to pay an appraisal award of $986,436 related to business income loss the insurer says was based upon “concealed and misrepresented material facts and circumstances willfully and with intent to defraud.”...