( July 31, 2025, 1:29 PM EDT) -- PITTSBURGH — Saying, “On the record before it, this Court finds that the term ‘incarceration’ is ambiguous, as it could mean post-conviction penal confinement or it could simply mean confinement,” a Pennsylvania federal judge on July 30 upheld termination of long-term disability (LTD) benefits under arbitrary and capricious review upon concluding that interpreting the term to mean confinement was within the insurer’s discretionary authority....