( July 31, 2025, 3:52 PM EDT) -- HOUSTON —A Texas appeals panel on July 31 reversed a lower court’s $643,000 final judgment against an insurer following a jury verdict in a coverage dispute over Hurricane Harvey damage and rendered judgment that the insured take nothing on his breach of contract and bad faith counterclaims against the insurer, holding that Ortiz v. State Farm Lloyds forecloses the insured’s counterclaims....