( August 5, 2025, 11:38 AM EDT) -- FRANKFORT, Ky. — A Kentucky appeals panel affirmed a lower court’s various rulings in a coverage dispute arising from property damage caused by the “Whiskey Row” fire in Louisville, Ky., finding no basis to disturb the lower court’s determination that a builders risk insurance policy’s subrogation waiver is valid as to the breach of contract and attorney fees clams but not valid as it relates to claims for negligence, wanton or willful conduct....