( September 10, 2025, 2:00 PM EDT) -- LOS ANGELES — A California appellate panel on Sept. 9 affirmed a trial court’s entry of a more than $7.9 million judgment, comprising civil penalties for more than 318,000 violations of California’s unfair competition law (UCL), against a retail chain and its CEO for improper sales of “credit property insurance” policies on which only 2.7% of the profits were paid out as benefits....