Split 9th Circuit: Totaled Vehicles’ Actual Value Dooms Class Certification

( September 15, 2025, 3:36 PM EDT) -- PHOENIX — Individual questions surrounding the calculation of the actual cash value (ACV) of insureds’ totaled vehicles predominate, preventing certification of a class of Progressive customers, a divided Ninth Circuit U.S. Court of Appeals panel ruled Sept. 12, affirming a trial court denial of class certification....