( October 17, 2025, 1:50 PM EDT) -- CHICAGO — An Illinois appeals panel concluded that an insurer has no duty to defend or indemnify its information technology services and consulting firm insured against an underlying putative class lawsuit brought under the Illinois Biometric Information Privacy Act (BIPA), affirming the lower court’s finding that the insured’s “wrongful acts” and “enterprise security events” were not covered because they occurred prior to the policy's retroactive date....