( November 4, 2025, 11:51 AM EST) -- ATLANTA — Arguing that the plan terms gave its claims administrator the discretion to determine what constitutes sufficient proof of disability, a long-term disability (LTD) insurer filed a Nov. 3 brief asking the 11th Circuit U.S. Court of Appeals to affirm summary judgment in its favor in a dispute involving interpretation of the term “work” and reject the claimant’s urging to take the position outlined in a report and recommendation the lower court declined to adopt....