( November 5, 2025, 10:03 AM EST) -- CHARLOTTE, N.C. — Ruling on summary judgment motions, a North Carolina judge held that property insurers must provide coverage for their insureds’ losses following an incident at an iron ore processing facility, determining that unlike the insured in North State Deli, LLC v. Cincinnati Insurance Co., the insureds present evidence of tangible harm to trigger coverage and the faulty design and inherent defect policy exclusions do not apply....