( November 19, 2025, 9:52 AM EST) -- FRANKFORT, Ky. — A Kentucky appeals court panel affirmed a lower court’s summary judgment ruling in favor of a liability insurer in its lawsuit disputing indemnity coverage for underlying negligent retention and negligent supervision claims that were brought against its insured, holding that the appellants failed to demonstrate that coverage was triggered by an “occurrence” under the policy and that the policy's “expected or intended” exclusion precluded coverage....