( December 2, 2025, 8:08 AM EST) -- EAST ST. LOUIS, Ill. — A commercial general liability insurer has no duty to defend or indemnify its insureds for an underlying suit stemming from mold contamination in a rental apartment because the policies’ bacteria or fungi exclusion clearly precludes coverage for the underlying suit, an Illinois federal judge said in granting the insurer’s motion for judgment on the pleadings....