( December 4, 2025, 2:36 PM EST) -- ALBANY, N.Y. — A New York appeals panel reversed a lower court’s summary judgment ruling in favor of insurers as to their reformation counterclaim in a coverage dispute arising from Hurricane Maria damage to the insured’s Puerto Rico facility, holding that the insurers failed to demonstrate “by clear and convincing evidence” that the parties intended for the “all-risk” insurance policy to exclude named windstorm damage to the facility at the time the policy was executed....