Water, Mold Damage In Insured Home Caused By Excluded Causes Of Loss, Panel Says

( December 18, 2025, 8:17 AM EST) -- PASADENA, Calif. — A district court did not abuse its discretion in granting a homeowners insurer’s motion for summary judgment in a water and mold damage coverage dispute because the evidence shows that a water leak in the insureds’ home was caused by the continuous seepage or leakage of water and wear and tear of the water pipe, both of which are excluded causes of loss under the policy, the Ninth Circuit U.S. Court of Appeals said....