( January 13, 2026, 4:37 PM EST) -- NEW ORLEANS — A federal judge in Louisiana on Jan. 12 held that an insurer is entitled to summary judgment on its insureds’ breach of contract claim for damages that exceed those claimed in an Oct. 22, 2024, proof of loss, dismissing with prejudice the insureds’ lawsuit seeking coverage under their Standard Flood Insurance Policy (SFIP) for flood damage caused by Hurricane Francine....