( January 15, 2026, 7:47 AM EST) -- FORT MYERS, Fla. — A federal magistrate judge in Florida held that a $200,000 policy deductible should be subtracted from the amount actually payable to the insured and not from the insured’s total loss for its Hurricane Ian property damage, holding that the insurer’s “approach is the only math that respects the actual boundaries of the policy.”...