( January 15, 2026, 9:16 AM EST) -- NEW YORK — After a bench trial, a federal judge in New York issued an opinion and order finding that an excess insurer owed coverage to a plumbing company for claims stemming from a fire that occurred in a New York apartment building the plumbing company was working on, finding that the evidence at trial showed that there was a mutual mistake between the parties and illusory insurance coverage....