( January 15, 2026, 11:25 AM EST) -- FORT MYERS, Fla. — A federal judge in Florida on Jan. 14 held that when a condominium building owner insured neglected to submit a signed and sworn proof of loss for its alleged additional damages caused by Hurricane Ian, it failed to satisfy a nonnegotiable condition precedent under its Standard Flood Insurance Policy (SFIP) and “a stack of invoices” or a “belief that the insurer knew enough” cannot “substitute for the strict compliance that federal law demands.”...