( January 16, 2026, 12:23 PM EST) -- BOSTON — A Massachusetts appeals court on Jan. 15 held that a homeowners insurer owes no indemnification for an underlying $300,000 personal injury judgment, reversing a lower court in concluding that the man who the underlying judgment was awarded against is not a member of his grandmother’s household and, as a result, is not insured under the policy at issue....