( January 23, 2026, 12:00 PM EST) -- EUGENE, Ore. — An Oregon federal judge denied summary judgment to an insured who sued her homeowners insurer for breach of contract for its alleged failure to cover her fire-related losses, finding that “there is a genuine issue of material fact” whether the insurer, which raised the fraud defense, “detrimentally relied on the alleged misrepresentations” regarding how the fire started....