( January 23, 2026, 2:00 PM EST) -- CHICAGO — The Seventh Circuit U.S. Court of Appeals on Jan. 22 affirmed a lower federal court’s summary judgment ruling in a dispute over coverage for an additional insured XE "additional insured" for underlying lawsuits arising out of a gas explosion, holding that the primary insured’s “acts or omissions” caused the gas explosion in whole or in part and the plaintiff is an “additional insured” for the purposes of the umbrella insurance policy....