( February 11, 2026, 10:42 AM EST) -- GREENVILLE, Miss. — Extracontractual claims alleged against a homeowners insurer in a coverage dispute over water damage to the insureds’ home cannot proceed because the insureds failed to provide sufficient facts to support their claim for bad faith and failed to show that the insurer owed a duty of care independent of the insurance contract to support their claim for negligence, a Mississippi federal judge said in granting the insurer’s motion to dismiss....