( February 11, 2026, 12:47 PM EST) -- SIOUX FALLS, S.D. — A group of vehicle dealerships allege in a South Dakota federal court complaint that they were induced to enter into a reinsurance arrangement marketed as a cost-saving mechanism to vehicle service contracts (VSCs) under which they were charged undisclosed and unauthorized fees across several years, culminating in more than $700,000 in overcharges....