( February 12, 2026, 8:04 AM EST) -- TAMPA, Fla. — A federal magistrate judge in Florida recommended the court grant in part and deny in part cross-motions for summary judgment filed by an insurer and contractor in a case brought by the insurer seeking a declaration that it did not owe a duty to defend or indemnify its insured subcontractor in an underlying action regarding the subcontractor’s faulty work during a redecking project; the magistrate judge found that policy exclusions did not apply but that the settlement reached in the underlying action was not binding on the insurer....