5th Circuit Majority Says No Additional Coverage Owed For Sewage Backup Damages

( February 17, 2026, 10:44 AM EST) -- NEW ORLEANS — A Fifth Circuit U.S. Court of Appeals majority affirmed a district court’s summary judgment ruling in a dispute over coverage for a sewage backup in an insured home, agreeing with the lower court that no question of fact exists regarding whether the source of the sewage backup was excluded under the homeowners policy....