Insurer Reasonably Relied On Engineer’s Report; Bad Faith Claim Fails, Judge Says

( February 20, 2026, 9:07 AM EST) -- TUSCALOOSA, Ala. — A farm owner’s bad faith claim against an insurer cannot proceed because the insurer reasonably relied on an engineer’s report when it partially denied coverage for damage to two poultry houses based on the policy’s wear and tear exclusion, weight of snow and ice exclusion and improper workmanship exclusion, an Alabama federal judge said in granting the insurer’s motion for summary judgment....