Judge Upholds LTD Insurer’s Decision To End Benefits After Limitation Period

( March 19, 2026, 3:09 PM EDT) -- SANTA ANA, Calif. — Finding on de novo review that a long-term disability (LTD) claimant “has not adequately demonstrated he is disabled under the Policy after the 24-month mental disorder limitation period expired,” a California federal judge upheld termination of the benefits under a usual-occupation standard....