( March 24, 2026, 1:09 PM EDT) -- ATLANTA — In an unpublished opinion in which two of the three panel members concurred only in the judgment, the 11th Circuit U.S. Court of Appeals ruled that a mother who sued her health insurance provider over $420,269 in hospital bills associated with the birth of her twin daughters failed to state a claim but should have been allowed leave to amend her complaint; the case involves a coordination of benefits (COB) provision, which is also referred to as the “birthday rule.”...