Judge: LTD Claimant Didn’t Show Physical Cause For Debilitating Symptoms

( April 13, 2026, 8:19 AM EDT) -- FORT WAYNE, Ind. — On de novo review, an Indiana federal judge granted judgment in favor of a long-term disability (LTD) insurer that terminated benefits once the coverage allotted for mental conditions expired, ruling that the claimant failed to prove that a physical condition caused her debilitating symptoms....