Homeowner: Replacement Cost Value Represents Damages In Plumbing Coverage Dispute

( April 15, 2026, 3:06 PM EDT) -- ST. PETERSBURG, Fla. — After a jury returned a verdict in favor of a Florida homeowner, she filed an opening brief appealing the lower court’s final judgment ordering the Florida Insurance Guaranty Association (FIGA) to pay her $46,855.75, which represents the actual cash value of the cost to repair the plumbing system in her home that purportedly caused water damage, arguing that the lower court erred when it prevented the jury from considering the estimate for replacement cost value damages....