( May 13, 2026, 3:56 PM EDT) -- LOS ANGELES — A California federal judge denied a homeowners insurer’s motion to dismiss bad faith, declaratory relief and unfair competition law (UCL) claims alleged by insureds who seek coverage for damages to their home and contents caused by wildfire smoke and ash because the insureds adequately allege that the insurer withheld benefits in bad faith, that a coverage dispute exists and that ongoing coverage may be owed....