( May 26, 2026, 12:06 PM EDT) -- NEW ORLEANS — The Fifth Circuit U.S. Court of Appeals affirmed summary judgment in favor of an insurer sued by a homeowner for failing to issue payment for alleged hail damage after appraisals, finding that the insured “had not met her burden under Texas law to show the timing of her loss” to prove a breach of contract claim and did not assert “an independent injury” to prove bad faith and state insurance law claims....