( June 12, 2026, 1:59 PM EDT) -- RICHMOND, Va. — The Fourth Circuit U.S. Court of Appeals vacated a lower federal court’s ruling in favor of a defendant insurer in a plaintiff insurer’s lawsuit seeking a declaratory judgment that it has no duty to defend or indemnify a laboratory against an underlying lawsuit alleging that it used improper collection and testing methods and reported false positive drug tests, holding that the underlying action is “related” to an earlier claim that triggers coverage under the plaintiff insurer’s professional liability insurance policy....