( June 19, 2026, 9:02 AM EDT) -- SANTA ANA, Calif. — Granting summary judgment for an insurer on all claims in a putative class case involving disability benefits under a group occupational accident coverage (OAC) policy offered to independent contractors, a California federal judge ruled that the insurer is entitled to $75,446.71 in equitable restitution for short-term disability (STD) benefits it paid because the claimant also received a $40,000 settlement that falls under the policy’s nonduplication of workers’ compensation provision....