( June 25, 2026, 11:58 AM EDT) -- PHILADELPHIA — Addressing what it said was “a question of first impression for this Court,” the Third Circuit U.S. Court of Appeals on June 24 ruled that the Employee Retirement Income Security Act “broadly preempts state-law claims” and that explanation of benefits (EOB) forms central to the defamation case it was reviewing “fall well within the scope” of that express preemption....