( June 30, 2026, 12:59 PM EDT) -- NEWARK, N.J. — Severing a bad faith claim from a breach of contract claim until the coverage issue is resolved in a dispute over fire damage to a residential property is not warranted because the breach of contract and bad faith claims are based on the insurer’s denial of coverage, a New Jersey federal magistrate judge said in denying the homeowners insurer’s motion to sever....