( July 6, 2026, 3:00 PM EDT) -- SACRAMENTO, Calif. — Following a bench trial, a California federal judge ruled in favor of an insurer who sought reimbursement of legal costs that an insured obtained in defending against a suit accusing him of violating California’s unfair competition law (UCL) by posting fake Craigslist ads under a business competitor’s name purportedly seeking sexual encounters, finding that the insured’s conduct was excluded from coverage because it was willful and intentional....